Daniel Gutierrez

Daniel Gutierrez

Vice President & Regulatory Risk Manager

Ocean Bank

Daniel Gutierrez is a Vice President, Regulatory Risk Manager with Ocean Bank since August, 2008.  

Mr. Gutierrez has been a key part of Ocean Bank’s BSA Management team which enabled the Bank to get off the deferred prosecution agreement and Consent Order, as well as enhancing and strengthening its BSA Program.   

Prior to his employment at Ocean Bank (and since 2001), Mr. Gutierrez has worked in other large Financial Institutions in Miami (including: Standard Chartered Bank, American Express Bank International, Banco de Credito de Inversiones and The International Bank of Miami, N.A.) in various BSA/AML/OFAC capacities including Managerial and supervisory positions.  

His background and experience in BSA is focused on leading BSA teams to complete: Bank-wide risk assessments, Foreign Correspondent Banking reviews, PEP, PIC/IBC, 314(a), 314 (b) and subpoena and High Risk reviews, OFAC/AML investigations, and other anti-money laundering and regulatory compliance matters including providing training courses.  

In his capacity as BSA Manager, Mr. Gutierrez has managed complex cases involving a wide range of clients from local to wealth management international portfolios including small privately owned companies to large multinational entities located in the United States, Mexico, Central America, South America and the Caribbean. 

Mr. Gutierrez has extensive experience in anti-money laundering, USA PATRIOT Act, Bank Secrecy Act, Office of Foreign Assets Control (OFAC), and compliance matters. He currently speaks and provides frequent trainings on these before Government Officials, Local and International professionals as well as academic audiences. 

Mr. Gutierrez is currently the Chair for the BSA/AML Committee for FIBA, he is a Certified Professional in AML (FIBA/ Florida International University Certification); and a Certified Anti-Money Laundering Specialist (CAMS).  

Due Diligence – It does not end at onboarding

Gran Salon

The panel will discuss the future of CDD and the relationship between CDD and the AML Program. Topics will include integrated CDD onboarding systems, risk appetite, risk assessment, and risk rating and the importance of data.